We are an employee benefits planning firm.  We do not try to be all things to all people by "handling" multiple lines of insurance such as liability, property, worker's compensation, auto, homeowners, etc.  Each one of these areas requires specific expertise and it is very difficult for one contact to be well versed in all of these areas.  We will refer you to qualified professionals in the other areas of insurance planning.

Our focus is on your goals and objectives.  First, we work with you to develop a strategic plan relative to your employee benefits package.  A comparison is made between your strategic plan and your current program for areas that are aligned or in conflict with your current benefits program. Necessary changes will be identified, a market analysis will be completed, plan decisions will be made. Employee communication and implementation is key to a successful program.

Factors that influence appropriate plan design and cost sharing structures are specific to your organization. Some of these factors include industry, company size, the current labor market and the challenges in attracting and retaining employees.  Other factors include risk tolerance, the general health of your employee population and trends in the marketplace. 

You must look at your benefits program with the same mindful consideration given to any other major business decision. Focusing on what is important is what we do. 

Product Portfolio

• Group health and Rx plans, fully insured and partially self-funded
• Group Short Term Disability and Long Term Disability
• Group Life and Accidental Death and Dismemberment
• Dental
• Vision
• Alternative Care
• Business Travel Accident
• Section 125 Cafeteria Plans
• Individual health
• Individual life and disability
• Group and individual Long Term Care Insurance
• Employee Assistance Programs
• Insurance for employees traveling or working overseas
• Consultative fee for service special projects

Featured Articles

Obama administration announces compromise on contraception mandate.  Click here to read the full article.

HHS Notifies of Intent to Modify Women's Preventive Health for Certain Non-Profit Employers.  Click here to read the full article.

An oncologist and former White House advisor, now a professor at the University of Pennsylvania, predicts the end of insurance companies by 2020.  Click here to read the full article.

Oregon among states who receive recognition for enrollment in children's health insurance program.  Click here to read more.

The New York Times published a comprehensive review of health care reform, past and present.  Click here to read more.

Open enrollment and employee communication are important to boost employee morale.  Click here to read more.

Human Resource Executive Online published an article on The High Cost of Healthcare Reform, which is of great concern to those closely following Health Care Reform.

How the Oregon Health Insurance Exchange will work.  Click here to read more.

What is the latest in Oregon regarding an insurance exchange?  Click here to read the latest, as published by The Oregonian (published June 8, 2011).

The Council for Disability Awareness published a great article about employee education.  Click here to read The Great Disability Divide: Significant Gap Between Employee Perception and Reality.

Upcoming Client Events
We are currently planning our next client event.  Please check back at a later date.